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MEDICARE

MED ADVANTAGE VS. MED SUPPS

Helping you choose the right plan to meet your needs is our top priority. Your Medicare needs from one situation to the next can vary greatly. Our job is to ensure that you have the right coverage no matter what presents itself to you. 

MEDICARE

SUPPLEMENT PLAN

Medicare Supplement Plans are offered by private insurance companies. Medicare Supplement Plans cover the 20% that Medicare doesn’t cover. Medicare Supp plans have no network constraints

Selection Criteria

  • Have Medicare parts A & B (or be within 6 months of starting it)

  • Affordability

  • Tailored to your needs

 

*Members can use any provider that accepts Medicare in the country.*

Plans do NOT include

  • Prescriptions

  • Dental

  • Hearing

  • Vision

MEDICARE

ADVANTAGE PLAN

A Medicare Advantage Plan is a type of Medicare health plan offered by a private insurance company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Selection Criteria

  • Have Medicare Parts A & B

  • Live in the service area

  • Do Not have ESRD

Plan Options

  • HMO – has a closed provider network

  • PPO – has the ability to use a closed network provider as well as go to any other provider

  • PFFS – Has the ability to see any provider who is willing to accept the plan terms

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Tel:  412-400-3553 

Fax: 724-744-4255

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